Track your spending
by just chatting.
Tell spending.chat what you bought in plain words. It logs it, sorts it into categories and answers questions about your money — no spreadsheets, no forms.
spending.chat
online
Food this month: $318.40
Features
Everything a budget app does. Without the busywork.
Write it the way you’d text a friend. spending.chat takes care of the rest.
Log by chatting
“Taxi 18” is all it takes. Amounts, places and notes are picked up from plain text.
Smart categories
Every expense is filed automatically — groceries, transport, subscriptions and more.
Ask anything
“What did I spend on rides last week?” Get a straight answer in seconds.
Monthly summaries
A clear picture of where your money went, broken down by category.
Budgets that talk back
Set a limit for a category and get a heads-up before you go over it.
Any currency
Travelling? Log in the local currency and see everything in yours.
How it works
Three steps. Zero spreadsheets.
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1
Send a message
Type what you spent, whenever you spend it. “Lunch 12.90” works.
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2
It gets organized
The amount, category and date are recorded for you, instantly.
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3
Ask and understand
Ask about any week, month or category and see where your money goes.
FAQ
Questions, answered.
What is spending.chat?
A spending tracker you talk to. Instead of filling in forms, you send short messages about what you bought and ask questions about your money.
When can I use it?
We’re preparing early access now. Join the waitlist and you’ll be among the first to get an invite.
How much will it cost?
Pricing will be announced before launch. People on the waitlist will hear about it first.
Do I need to connect my bank?
No. You simply tell spending.chat what you spent.
What do you do with my email?
We only use it to contact you about early access and the launch. Read the Privacy Policy and the KVKK notice for details.
How can I reach you?
Email us at admin@spending.chat.
Be first in line.
Join the waitlist and get early access to spending.chat.